When we bought our house several years ago, we wanted the best mortgage rate available.  Anyone buying a house wants a mortgage loan that is competitive.  Mortgage loans, mortgage refinancing, and home equity loans help homeowners afford the home they’ve been wanting.   If someone has a high mortgage rate, then they seriously need to consider mortgage refinancing.  They can find out online what their mortgage rate would be.    A good mortgage company will help you find what’s best for you.