Insurance is something we have used many times. Several years ago, a bad storm caused two of our huge trees to fall on top of our house. Damage was done to one corner of our house which resulted in being able to walk into our daughter’s walk-in closet and see the sky. We were thankful to have insurance that took care of repairing our roof. You may have had a time when you needed home insurance and can relate to our experience. Insurance is great when you need it! Most people have had experiences where they have used their car insurance. When my father passed away, my mother was so glad that he had life insurance! Again, insurance is great when you need it. You never know when something might happen!