Insurance is the topic of a lot of people’s conversations these days.  Whether it’s NC short term health insurance, long term health insurance, accident  insurance, or whatever type of insurance, it seems a lot of people are talking about the future of insurance.   It’s something we need, yet there are problems with our present insurance system.  But changing the system without enough study about all the effects of any change is not a good thing in my estimation.  It needs to be studied from every angle to see ramifications of the change.   There needs to be input from many varied sources so that a nonpartisan group can come up with a workable solution.