With the new year, it’s time to check out and make sure all types of insurance are covered.  If someone lived in North Carolina, for example, they would need to make sure they had NC health insurance, auto insurance, property insurance, and life insurance.  And if they lived in an area prone to flooding then they would need to have flood insurance.  It takes time to check on all of these, but it’s worth it to make sure that each type of insurance has the  amount of coverage needed.