It’s that time of year when a lot of people will be getting tax refunds and using their refunds for all sorts of things like maybe remodeling their house, paying on college tuition or on some needed project, etc.  Some people might be getting car title loans Virginia to fund a project or maybe even to make a down payment on something important.  With any type of loan, people need to plan and make sure the loan payments fit into their budget.  Using a tax refund is great, when possible.