A lot of us have probably heard the saying about “saving for a rainy day.” That saying means to save for a future financial need. This is not as easy as it used to be when some of us were growing up. Nowadays, many people do not have savings accounts because they are living from paycheck to paycheck. If people could only put $25 every month into a savings account and not touch it, they would end up with a substantial amount of money in 20 years.

There are ways to save money that also fit in with being environmentally friendly, such as cutting down on usage of water, electricity, and gasoline. Cutting down on these things would free up some money every month to put into a savings account. Just a thought!