One important aspect of being a home owner is to get good home insurance.  I know from experience how important that can be!  Several years ago a bad hail storm did a lot of damage to our roof, and our home owners insurance supplied a new roof.  Another storm a few years later blew over two huge trees in our front yard.  Again, our insurance fixed the hole in our roof caused by the trees and made our roof good as new.  It was great to have good home insurance coverage!