Anyone who has a small business needs to think about how they are going to finance all of the costs involved in running a business. Costs include rent, utilities, insurance, advertising, furnishings for the business, computer, and all of the many small items that are used on a daily or weekly basis. There are unsecured small business loans available for those who are making a certain amount in credit card sales. This might help give a small business the boost that it needs.

Years ago, we started our own business, but it only lasted for three years. The economy went bad and then the city decided to widen the street in front of our store.  There was construction going on for months and months, making it hard to access our newly founded business. We kept expenses to a minimum and didn’t use a business lawyer.  But still, there are an amazing amount of expenditures for a business.
Now someone starting a business in Raleigh, NC, for example, might want to research business lawyers raleigh nc to start up a business in this day and age. They would have to think about insurance, utilities, advertising, and many other things. Like I mentioned, there are so many costs involved in starting up and maintaining a business!

When people have to move to a new location in another city or another state, a lot of them look at a listing of homes for rent instead of buying a home first thing. That way, they have time to study the market, see which area of town they like best, which area suits their needs as far as shopping, school, and medical facilities, etc.  Then when they’ve researched and found where they would like to live, they can begin looking for a house to buy.

Sometimes I hear about something or see things advertised and wonder what they are.  For example, I had never heard of a “blackout” watch before until I read about Luminox blackout watches recently. After reading just a little bit about them, I learned that they are for the military or for outdoor sporting activities. Do you know anything about these types of watches or do you know anyone who has one?  Just curious!

Whenever we need a specialized battery, it’s great to be able to find exactly what we need. It’s nice to find a place that carries everything from motorola batteries to other brands. There’s something very frustrating about needing a certain battery and not being able to find exactly what is needed. I know, because that happened to us years ago. It was a relief when we finally found the right battery!

A few years ago, I worked part-time at an optometrist’s office. My job involved greeting people, finding out what they needed and having them fill out paperwork. I would take payments and print out receipts on a receipt printer, possibly something like the Epson TM-T88V,  checked on people’s insurance, sent faxes, and several other things.

Filling out the optical form after the doctor did an examination was challenging because it was like another language with all the technical words and abbreviations. Then there teaching people the correct way to put contact lenses in and take them out. I never had contact lenses, so I had to imagine what it was like in order to correctly give information to people.  It was an interesting short-term job which gave me insight into an optometrist’s job.

I have so much to do this next week. I’m glad I don’t have business to take care of like going to the bank or looking for car title loans pittsburgh.  Focusing on work is one of the things at the top of my list.  Actually, it will be at the top of my list  for the next two and a half weeks.  So it’s good that I don’t have any business to take care of or any extra things on my to-do list.

It’s nearly October! The weeks are flying by! Some people are already getting their Christmas shopping done, buying decorations, and probably even planning meals. Whether they need a doll for their niece or acid cigars online for their uncle, they have it all planned.
I haven’t even thought about Christmas much except for a fleeting thought here and there. School keeps me too busy. But I know that in another month, I really do need to start thinking seriously about it because I don’t like to do last minute shopping.
I’m looking forward to Black Friday shopping with our son. Our daughter got me started shopping on Black Friday, and we had so much fun! It’s kind of like being on a scavenger hunt plus the fun of shopping in the wee hours of the morning while it’s dark and then going to get breakfast. So, check back in another month and Christmas planning will probably have started around here.

I took a digital picture of a photograph we took on a trip years ago. Back then, we had a camera that used film. Remember those? Anyway, we were on a country road and pulled over to look at some cows. My husband started mooing (he sounds like a real cow), and so eventually all the cows out in the field came over to the fence and stared at us. It was the funniest thing! Our daughter, Christi, and I were laughing so hard that we had tears in our eyes.

*Note:  This is the real picture that we took, and it shows about half the cows.  I laid the photograph on a black piece of construction paper to take this digital picture with my camera.  These cows remind me of Chick-Fil-A cows.

Seems like the weeks are passing by so fast! October is three weeks away, and soon we will be seeing outdoor halloween decorations in abundance.  Some years, there are more decorations than other years, and I think weather has a lot to do with it. If the weather is nicer, more people tend to put out more decorations.
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We used to decorate when our kids were at home, but now we don’t really put out anything at all where we live. We do go help with a Fall Festival where we go to church which is held on Halloween eve.  We take decorations such as a fiber-optic pumpkin and other friendly pumpkins to help decorate there.  I tend to like the friendlier Halloween decorations, not the scary ones, and the majority of our decorations are fall related.  Those are fun!

Losing weight is a struggle for so many people. I want to lose ten pounds, but right now I’m having a hard time eating as healthy as I want to. It’s not like I need apidexin or any type of diet pill, but I do need to cut out the sweets we’ve been having the past week while celebrating my husband’s birthday. And I need to exercise more which is hard to fit in with a busy beginning of school schedule.
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Here’s part of my problem. My husband received a birthday coupon from Cold Stone Creamery, and we discovered their “Founder’s Favorite Signature Creation.” That was so delicious! Then I got an email coupon from them to celebrate the Labor Day holiday weekend: “Buy One, Get One Free.” Guess where we went last night. You’re right!

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I am not going to lose ten pounds if we keep going to get ice cream, which we honestly rarely do. With my husband’s birthday past and one birthday left to celebrate the end of this month (our daughter’s), I hope I can stay off most sweets…until the Thanksgiving holidays get here anyway.
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One good thing about our daughter’s birthday is that she has been sticking to healthy eating for the past month while reviewing Freshology meals on her blog (Frugal Novice). And she’s going to be doing it (Freshology meals) for one more month. So, I’m thinking about maybe an angel food birthday cake for her birthday, topped with low-fat frozen yogurt plus fresh fruit to decorate the top of the cake.