People nowadays are saving money by fixing things themselves. Where they might have called a repair man for everything just a year or two ago, they are now researching and finding out they can do the work themselves. They might have to get a few tools, spring plungers, or whatever the job calls for, but it’s worth the savings to do the research and complete the job themselves.
With money being tight right now, a lot of people are pinching pennies and looking for ways to save money in different areas of their spending. Some are looking to find what is the cheapest auto insurance,what is the best way to save money on groceries, what is the most efficient way to cut back on utilities, and the list goes on and on. Cutting back in all these areas adds up to a substantial saving!
A lot of people are pinching pennies nowadays, so here are a few ideas for saving money:
I have a Samsung Slider Phone which is great because I can answer phone calls by simply sliding the phone upwards, and this can be done with one hand if necessary. It has a lot of other neat features on it including a camera with which I can catch those “Kodak” moments of family. However, I might consider getting a free ring tone on it that would go better with my personality.
Dragon Naturally Speaking enables bloggers to earn more on their blogs because of time efficiency, just to name one of the factors involved. And now is a great time to get 25% off Dragon NaturallySpeaking 10 Preferred Also, full white paper is available for use.
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Here is an article written by a fellow blogger:
Press Release:
This is an excerpt from a white paper discussing how bloggers can earn more money through several different monetization and freelance writing services. It shows that bloggers that utilize Dragon Naturally Speaking can earn more money through these various services and how fast these extra earnings will pay for the software itself.
Dragon Naturally Speaking 10 Blogger Break Even Analysis with Average Earnings
Basically, Dragon NaturallySpeaking can help you type so much faster, that you can earn a lot more money per hour.
In this article I’m going to walk you through another scenario focusing on how much extra you could earn. The amount of money that you earn for your writing is not paid on a per word basis.
Opportunities typically have a minimum word count. The minimum word count is typically 200 words for your average article. In general, the average article on a high earning blog pays about $8.3. Sometimes they pay a little less, and sometimes they pay a little bit more, and a few go to extremes on the positive side.
Now if you are paid $8.3 to write a 200 word article, then that breaks down to about 4.2 cents per word. That is about 6 times more than what you can make at textbroker.com.
If you have additional blogs, you might be able to write additional articles on those other blogs.
Tip! – Write some additional articles without any sponsors in between those articles (as is required), and then write some articles at PayU2Blog, and when the work is exhausted there, you can write some articles at TextBroker.com! The trick is working for the company that pays you the most first, then moving on to the next highest margin provider, over and over again.
You will see in the case studies with Adsense that writing MORE articles is actually good for building traffic to your blog!
But if we assume, just to have a comparison to our textbroker.com example, if we assume that you could type articles for fifty minutes straight, earning 4.2 cents per word, and you could type 35 words per minute, you could earn $72.88 dollars per hour. Now obviously, you cannot take 9 articles on a single blog in a single day, but this does point to the rate at which you can earn things with the work that is available. That $72.88 would be the earnings you could make from about 8.8 Opportunities at $8.3 per Opportunity.
So bear with me again with this example. 🙂
So what can faster typing skills do to help you earn more money?
Well if you could type at 150 words per minute with Dragon NaturallySpeaking, and you currently type at 35 words per minute, then you could earn about $239 per hour more! (Dragon only costs between $99 and $199 remember!)
Reminder – This would assume that you could type articles nonstop at a hundred and fifty words per minute for fifty minutes. For most of us, that doesn’t mean a whole lot.
But to put this in better perspective, if you earned $72.88 from writing about nine articles, and those articles were each 200 words long, then you would have written a total of 1800 words.
• 1800 words can be typed and 50 minutes at 35 words per minute
• 1800 words can be typed in 12 minutes at 150 words per minute
Dragon NaturallySpeaking can essentially save you 38 minutes when you write nine articles.
Now with those additional thirty-eight minutes, you can spend more time:
• promoting your blog,
• networking with people,
• researching other projects,
• taking on other work from other networks
• build up a new blog to command $8.3 per article!
• Write articles for PayU2Blog
• Go write some articles for TextBroker
• Go write some articles to bring in more traffic and earn more money through Adsense!
You can pocket your $72.88 from twelve minutes worth of work. You can then spend the rest of that hour, working to ensure that the blog you publish those on performs very well. But the point is this, Dragon NaturallySpeaking can save you so much time, that it will pay for itself very quickly.
Your average part-time blogger will easily pay for Dragon NaturallySpeaking with the additional profits that they would earn from using Dragon NaturallySpeaking in less than 1 hour worth of blogging.
Plus just think of all of the time, that you would now have to make yourself and your site even more successful!
Have you seen the YouTube videos with Howie Mandel? They are funny and informative at the same time, explaining about the great prices and free shipping that is available at Buy.com. Check out the sale at Buy.com and see what great buys you can find. I saw some fantastic bargains. And if you have a chance anytime soon, check out the YouTube videos.
Mark your calendar for one day only for Sears Super Saturday Sale which starts at 7:00 a.m. and ends at 12:00 noon. The prices are good only while quantities last, so the earlier the better on a doorbuster sale like this. Here are some of the great buys you can get:
Go through your “People to Buy Gifts For” list and see what Sears has and what great deals you can get on these gifts. Remember that this Doorbuster Sale is for one day only and while supplies last! So tell your friends and neighbors, get up early, and save lots of money on your Christmas presents! What is really fun is to go with a friend and then go get coffee or hot chocolate afterwards.
I love to get coupons, especially nowadays when money is tight! I think most people are trying to find ways to save money and to cut back on expenditures in any and every way that they can. Using coupons over time adds up, and it’s surprising how much money can be saved in a year’s time just by using coupons whenever possible.
For example, Freshpair coupons are a great way to save money on fashionable clothing. They have a lot of good deals going on right now where you can save $10 or save anywhere from 10% to 25% on your clothing purchase, even 75% on one offer. And they offer free shipping. So not only do you get a coupon that saves you money on the fashionable clothes you are wanting to buy but also on the shipping which can add up to a sizeable amount with other companies. Another great thing is that it is so easy to go to their site, get the coupon, and save some money. The more money saved, then the more money you have to spend on other things that you want or need.
Check out their site and see what great offers they have using their coupons!
Zenni Optical has a great selection of Holiday frames to choose from during this time of year. I saw several frames that I liked, and what would really be cool would be to get several different frames to color coordinate with certain outfits. If I were getting one pair, I would get a neutral color that would go with everything. But if I were getting more than one pair, I would consider maybe getting a red pair in the same style as those pictured above. Blue eyeglass frames would also be nice. And there were some green frames that I really liked too! See what I mean.
What’s great about Zenni Optical is their great selection, awesome prices (there is no middle man and that is how they can offer such low prices), and great quality. Eyeglasses can be ordered online to the exact specifications needed. They explain in detail on their web site how to order eyeglasses. They also have a 1-800 number if someone wants or needs to talk to an actual person in order to ask their questions. Info about their warranty, repairs, and returns is also available on their site. They aim to please.
When I was a child growing up, layaway was very common. If people didn’t have the money up front, that’s how people bought their items they wanted to purchase. And that was really a very sound way to budget for gifts and other needs. Instead of getting into debt, the payments were made on a timely schedule and then the item was taken home when the final payment was made.
Now, Sears is once again offering Sears Layaway to make it convenient for their customers. This is a great way to save money and not have to pay any interest. All that is needed is either a $15 down payment or 20% down, whichever is greater. The layaway offer doesn’t apply to certain items such as home electronics or appliances, but it does apply to many things.
I can imagine putting some clothing items on layaway for our son and Baby J and even possibly our newest grandbaby who is due in April of next year. (I have fun shopping for baby clothes for our grandbaby who is now fifteen months old.)
I can also imagine looking in the kitchen section for our daughter. She enjoys cooking and using things in the kitchen that make the job easier or some dish for serving a special recipe. My husband and son-in-law would enjoy some type of tool. I know my husband has many Sears tools in his big, red tool chest in the garage. And our son-in-law has a tool chest, too. There are many things to choose from to make a wish come true!
Pat, my friend over at Garden of Praise, has some great ideas on How to Feed Your Family for Less. She has ideas on how to save money as well as recipes. With the high cost of gasoline the past few months eating away at savings and now Christmas just around the corner, a lot of people are on a tight budget. Every little bit we can save helps!
Vista Print has custom printed cards for Christmas and other events. They have hundreds of holiday designs to choose from, and you can easily design and create your cards in minutes. And you can order and receive your shipment of cards in as little as three days. So easy!
They have a great variety of cards from which to choose, and the neat thing is their great offers which they have right now. For example, you can order Holiday Folded Cards which are regularly $13.99 for $6.99, their Holiday 4″ x 8″ Photo Cards which are regularly $8.99 for $4.49, and their Foil-Accented Cards which are regularly $70.98 for $40.48, just to name a few of their savings!
Their Personalized Christmas Cards are a perfect way to add that special touch to your Christmas cards. Personalizing the cards makes them uniquely yours. And Vista Print makes it easy to customize your cards and get them just the way you want them.
Not only do they offer Christmas cards, but they also have business cards, calendars, cards, notes, stationery, invitations, announcements, labels, and rubber stamps. They offer special services such as the customer being able to upload their own design. They also offer caricature designs for families, even with the family pet if it’s considered part of the family!
They can truly personalize your Christmas cards for you!